70 percent support no-­fault reform package

LANSING, Mich. – Michigan voters are tired of paying high auto insurance rates and strongly support a no-fault reform package of bills pending in the State House according to a poll of Michigan voters released today by the National Federation of Independent Business (NFIB).

“Seventy percent of voters support the no-fault reform package that would lower rates by reducing the costs of medical care without reducing unlimited lifetime benefits,” said NFIB State Director Charlie Owens. “The poll certainly indicates that drivers are sick and tired of paying the highest auto insurance rates in the nation and they’re looking for the legislature to do something about it.”

The poll asked a number of questions of Michigan voters regarding their perceptions and feelings towards no-fault auto insurance. The highlights of the poll’s findings include:

  • 70 percent of Michigan voters believe their auto insurance rates are too high. Not a single voter thought their rates were too low.
  • 60 percent thought Michigan rates were higher than other states. Only three percent thought they were lower.
  • 68 percent support giving drivers the option of buying optional levels of medical coverage in order to reduce the cost of insurance. Michigan law currently mandates purchasing unlimited coverage.
  • 84 percent support efforts to stop hospitals and other medical providers from charging auto accident patients 300 percent more than charged to other patients.
  • 73 percent supported establishing an Auto Insurance Fraud Authority.

“D” Insurance

The poll also showed strong support for the “D” insurance program being pushed by Detroit Mayor Mike Duggan. Fifty-eight percent of statewide voters supported the program to allow voters in some urban areas the option to purchase $275,000 in medical coverage to help lower their rates. Only 23 percent of the voters opposed the idea.

  • Among Detroit voters, 72 percent said they supported the “D” insurance plan. Only 19 percent of voters opposed.
  • 94 percent of Detroit voters thought their auto insurance was too high.
  • Statewide support for “D” insurance increased to 63 percent if the option were offered to all drivers and not just those in urban areas.

“Legislative mandates that raise auto insurance rates are bad for Michigan’s economy, Michigan’s small businesses, and Michigan’s drivers,” added Owens. “Mandating drivers to pay higher costs than they need to pat is just like imposing a tax on every Michigan driver. It’s time the legislature stepped up and provided some relief.”

Click here to read the entire press release.

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